Where is Bridgewater Retirement Community located?

Bridgewater Retirement Community is located in the beautiful Shenandoah Valley of Virginia, between the Allegheny and the Blue Ridge Mountains. Our community is just five minutes from Exit 220 off Interstate 81 on Dinkel Avenue (State Route 257). The metropolitan areas of Charlottesville, Richmond, Roanoke, Washington, D.C., and Petersburg, West Virginia are each within a two- to two-and-one-half-hour drive. Because Bridgewater Retirement Community is ideally located near the center of the charming small town of Bridgewater, Virginia, you’ll find many options for dining, entertainment, shopping, errands, worship and recreation—all within walking distance. George Washington National Forest, Skyline Drive, Blue Ridge Parkway and the city of Harrisonburg are all just a short drive from the community.

What is a Life Plan Community (formerly known as a continuing care retirement community or CCRC)?

A Life Plan Community provides independent living, assisted living and nursing care as well as a full range of healthcare and supportive services on one campus. Residents benefit from an active lifestyle and gain peace of mind knowing that their future needs will be met without having to relocate outside the community.

What is the difference between a fee-for-service Life Plan Community (formerly known as a CCRC) and a Lifecare Life Plan Community?

Statistics show that only 7% of people will ever need nursing care. At a fee-for-service community like Bridgewater Retirement Community, residents pay for higher levels of healthcare services only if they are needed. In a Lifecare community, residents make pre-payment, usually in the form of higher entrance fees and monthly fees, for all levels of healthcare services, whether or not the higher levels of care are ever needed.

Who operates this community?

Bridgewater Retirement Community is a Life Plan Community (formerly known as a continuing care retirement community or CCRC) run by an on-site, professional management team that is guided and governed by a dedicated 12-person board of directors that serves without compensation. Founded by the Shenandoah and West Marva District Churches of the Brethren in 1965, Bridgewater Retirement Community consists of two distinct organizations. Bridgewater Village offers independent living, and Bridgewater Home provides assisted living and nursing care, including Medicare skilled care services.

May I decorate my residence as I wish?

Make yourself at home! We invite you to furnish and decorate your apartment, paired cottage or single-family cottage according to your personal tastes. Bring your own things or treat yourself to something new. You’ll have a variety of choices for paint and other finishes, as well as the option to upgrade or customize features of your home for an adjusted fee. Choices abound during the renovation of existing apartments and homes.

What does the monthly fee cover?

Your monthly fee includes the cost of all interior and exterior maintenance of your residence; participation in wellness programs, planned community activities and entertainment; transportation to medical appointments; access to all campus amenities and a meal allowance. Telephone, cable television and computer services are normally the responsibility of each resident. However, depending upon the residence you choose, some utilities may also be included.

Is the monthly fee subject to change?

Monthly fees are typically adjusted annually, although, with 30 days’ notice, other adjustments may be made if necessary. These adjustments help the community maintain the level of service residents expect, while compensating for inflation and other operating cost changes. Prior to move-in, residents may wish to consult their financial counselors to ensure that they will be able to live comfortably at Bridgewater despite inflation and its effect on fees.

How does the dining program work?

At Bridgewater, your service fee includes a monthly meal allowance that can be used in the Houff Community Center for the dining venues offered. Residents have the choice of the Custer Dining Room for lunch or dinner or the Stevens Café, which is open daily. Breakfast is served all day in the Café, and takeout orders are available from both areas. If you do not use the entire amount, a portion of the unused allowance is applied to the next month. Menu options include à la carte entrees and items from the grill. Dining venues offer both casual and a more traditional atmosphere, with buffets on Sundays, holidays and special event occasions. Residents now have the option to use their dining card at several local restaurants within the Town of Bridgewater, offering more dining options.

What role does long-term care insurance have in paying for a Life Plan Community (formerly CCRC)?

People who have already obtained long-term care insurance to help pay for higher levels of healthcare may find a fee-for-service Life Plan Community like Bridgewater Retirement Community to be particularly appealing. Long-term care insurance policies vary based on the provider but may cover assisted living, nursing care and other healthcare services.

I am not sure I am ready for a retirement community. Shouldn't I wait until I need to move?

The best time to make a move to any retirement community is while you are active and in good health. Residing at Bridgewater Retirement Community will free you completely from the worries and responsibilities of maintaining your own home, so you’ll have time to do the things you always wanted to do. If you wait until you need assistance to make your move, you may miss out on the many joys of active retirement living.

Will I be able to bring my car?

Community residents are encouraged to keep driving as long as they have a valid driver’s license. This is a choice between you, your doctor and your family or responsible party. Some residence styles have single garages. Residents of apartment buildings and paired cottage homes have easy, convenient access to ample parking.

What type of amenities does Bridgewater offer?

Our campus includes 76 acres of beautiful grounds, walking trails and well-maintained roads. Here is just a sampling of the convenient, enjoyable amenities Bridgewater offers: a state-of-the-art wellness center, artists’ studio, woodworking center, billiards room, putting green, croquet court, styling salon and a full-service bank. Neighboring Bridgewater College also extends use of its library and continuing education courses to our residents at reduced rates.

Does Bridgewater have a waiting list?

If planning ahead, the general application fee is $150 (1person) or $200 (2 persons). Or, if you want to be on our priority wait list, by making a deposit of $1,000 for an existing residence, you become a member of the Bridgewater Advance team. Your name will be placed on our priority list in the order in which it was received. As residences become available, members are notified in priority order. The sooner you join, the higher you’ll be on the list—which helps assure you’ll have the best possible selection of residences. Your deposit will be credited to your entrance fee when you move in, or returned to you in full if you cancel your membership.

How can I be sure my future health needs will be met?

Taking care of your needs is what we do best. Making the decision to move into a continuing care retirement community like Bridgewater is one of the best ways to ensure your options for a secure future. Living here, residents have priority access to assisted living, rehabilitation and nursing care including Medicare skilled care services, if needed. Making this choice now assures you’ll receive care in an environment of your choosing, sparing children or other relatives the difficulty of making care decisions in a time of crisis. In addition, the community’s foundation supports a benevolence fund to assist residents who outlive their resources.

Do I have to be a Church of the Brethren member to live at Bridgewater?

No. Although affiliated with the Church of the Brethren, Bridgewater is open to people of all faiths and is home to people from a wide variety of religious backgrounds.

Can I really afford to make the move?

Many people make the mistake of thinking that retirement communities are too expensive. In reality, the cost of living at Bridgewater Retirement Community compares very favorably with the cost of maintaining your own home. Depending upon the residence and contract you choose, many things that you pay for now, such as utilities, insurance, home maintenance costs and property taxes, may be covered by your monthly fee.

What type of home will I have at Bridgewater Retirement Community?

Bridgewater offers a varied menu of housing options with more than 40 different floor plans, from cozy to quite spacious! Housing options include single-story garden and courtyard apartments, ranch- and cottage-style duplexes, and single-family cottages. Residential amenities vary by style, and our marketing counselors will be happy to help you find a home with the features you prefer. With so many floor plans to choose from—all maintenance-free—you’re sure to find one that feels “just like home.”

Will my pet be allowed on campus?

Small, well-behaved pets may live in many campus residences. The marketing counselors can help you choose a residence where you and your pet will both be welcomed. The complete pet policy is detailed in the residents’ handbook.

Do residents need to carry homeowner's insurance?

Buildings and grounds are insured by Bridgewater Retirement Community. Residents need to obtain a renter’s insurance policy to cover any personal property and liability you wish to cover.

What kind of entrance fee does Bridgewater require?

Bridgewater offers several entrance fee options; residents choose the plan that suits them best. The 100% refundable plan requires the highest entrance fee but is returned in full to you or your heirs. The 50% refundable plan has a more moderate entrance fee, while still protecting your estate. The declining balance plan, which features the lowest entrance fee, offers a refund that decreases over a period of nine years. In addition, some existing residences are available as monthly rentals.

I am interested in visiting with a counselor at Bridgewater. What should I do now?

To get started on your way to many rewarding retirement years, please call our marketing counselors to request more information or arrange a personal tour! Call 540-828-2550 or, toll-free, 1-800-419-9129 today.